Medical culture US Style, advice-less and priceless

Everybody is an expert in our egalitarian world. No one should be blamed for being wrong, unless they are supposed to be an expert and have the professional certificates to show for it and can therefore be sued for it. For example under threat of expensive malpractice suits, doctors no longer give advice. 

"Mr. Simons, the tests seem to show that you have contracted stercomyopia which often develops into a chronic condition in people your age. Currently there are three possible treatment options for this condition, you may chose a frontal lobotomy, get a second opinion from your financial advisor, or do nothing and allow the condition to take its course."

"Well, Doctor what should I do?"

"Mr. Simons, the choice is entirely up to you."

"But Doctor, if you were in my shoes, what would you do?"

"Mr. Simons, I can't choose for you. I have spelled out the options as best I can. The choice is yours. Think it over and let me know what you [and your insurer] decide."